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VA Combined Rating Calculator

VA math isn't regular math. Enter your conditions and individual ratings to see your real combined rating, estimated monthly compensation, and the bilateral factor.

Read the guide: How VA combined ratings work (a.k.a. "VA math")

Educational reference only. Not legal or medical advice. Consult a VSO or VA-accredited representative for personalized guidance.

Reference

2026 VA Disability Pay Rates

Monthly VA disability compensation by combined rating, effective December 1, 2025. Figures below are the base rate for a veteran with no dependents; at 30% and above, rates increase with a spouse, children, or dependent parents.

Combined ratingMonthly (no dependents)
10%$180.42
20%$356.66
30%$552.47
40%$795.84
50%$1,132.90
60%$1,435.02
70%$1,808.45
80%$2,102.15
90%$2,362.30
100%$3,938.58

Common Questions

VA Combined Rating Calculator — FAQ

The VA does not simply add your ratings. It combines them using a "whole person" method: it starts from 100% healthy and each disability reduces the healthy percentage that is left. So a 60% and a 20% condition combine to 68% — not 80% — which the VA then rounds to the nearest 10%, giving 70%.

Because you can never be more than 100% disabled. Each additional condition only applies to the healthy percentage that remains, so ratings stack with diminishing returns. That is why two 50% conditions combine to about 75%, not 100%.

When you have disabilities affecting both arms, both legs, or paired skeletal muscles, the VA adds an extra 10% of the combined value of those paired conditions before combining them with your other ratings. It gives a small boost that recognizes the added impact of losing function on both sides.

After combining all of your conditions, the VA rounds the result to the nearest 10%. A combined value of 64% rounds down to 60%, while 65% or higher rounds up to 70%.

Yes. VA monthly compensation is tied to your combined rating in 10% steps, plus adjustments for dependents. Moving up a bracket — say from 60% to 70% — is a meaningful jump in your monthly payment.

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