VA claim denied? Your decision review options, explained

A VA denial is not the end of the road. Under the Appeals Modernization Act (AMA) you have three decision review lanes: a Supplemental Claim (new evidence), a Higher-Level Review (senior reviewer, same evidence), and a Board Appeal (to a Veterans Law Judge). Picking the right one comes down to why you were denied — and there's a one-year clock that protects your effective date.

Straight talk first

The decision letter says "denied" and most veterans read it as "no." It isn't — it's "not yet, here's what was missing." The single most common reason for a denial is a missing nexus, and that's fixable. The system literally built three different doors for exactly this moment. The mistakes that actually cost people are giving up, or picking the wrong door and burning a year. Let's pick the right one.

This is the after-a-denial step from how to file your own claim.

The three lanes

1. Supplemental Claim — VA Form 20-0995. For when you have new and relevant evidence VA didn't have before — a nexus letter, a private DBQ, or records you've since obtained. You can file it any time, but filing within a year keeps your effective date.

2. Higher-Level Review — VA Form 20-0996. A senior reviewer takes a fresh ("de novo") look at the same evidence. You can't add new evidence, but you can request an informal conference to point out where VA went wrong. Best when you believe VA erred on the record it already had.

3. Board Appeal — VA Form 10182. Appeals to the Board of Veterans' Appeals (a Veterans Law Judge), with three dockets: Direct review (no new evidence, no hearing), Evidence submission, or a Hearing.

How to choose

Match the lane to what went wrong:

  • Missing evidence (no nexus, thin severity record) → Supplemental Claim with the new evidence.
  • VA made a mistake on the evidence it had → Higher-Level Review.
  • Want a judge (or a hearing) → Board Appeal.

You can also move between lanes over time — e.g., a Higher-Level Review, then a Supplemental Claim with fresh evidence — but mind the clock.

The one-year clock

You generally have one year from the date on your decision letter to request a Higher-Level Review or Board Appeal. A Supplemental Claim can be filed any time, but doing so within that year preserves your effective date — and the back pay tied to it (see VA back pay and effective date rules). Miss the year and you can still pursue it, but you may lose the earlier date.

A common winning path

For the classic "denied for no nexus" case: get a strong nexus letter, then file a Supplemental Claim (20-0995) with it. That's the lane built for new evidence, and it's often the cleanest route from denial to grant.

Effective dates and appeals are where VA makes the most mistakes and where a VSO or VA-accredited representative earns their keep — Pointman is education-only and not VA-accredited, so we explain the lanes and point you to representation for the filing.

Key takeaways

  • A denial gives you three AMA lanes: Supplemental Claim (20-0995), Higher-Level Review (20-0996), Board Appeal (10182).
  • New evidence → Supplemental; VA error on the record → HLR; want a judge → Board.
  • HLR allows no new evidence (but an informal conference); Supplemental is the new-evidence lane.
  • File within one year of the decision to protect your effective date.

Frequently asked questions

What are my options if VA denies my claim?
Under the Appeals Modernization Act you have three decision review lanes: a Supplemental Claim (VA Form 20-0995) if you have new and relevant evidence, a Higher-Level Review (VA Form 20-0996) for a senior reviewer to re-decide the same evidence, or a Board Appeal (VA Form 10182) to the Board of Veterans' Appeals.
How long do I have to appeal a VA decision?
Generally one year from the date on your decision letter to request a Higher-Level Review or Board Appeal. You can file a Supplemental Claim at any time, but filing within that year protects your effective date — and the back pay tied to it.
Which review option should I choose?
It depends on what went wrong. New evidence (like a nexus letter or DBQ) points to a Supplemental Claim. If you think VA made an error on the evidence it had, a Higher-Level Review fits. A Board Appeal goes to a Veterans Law Judge, with options for direct review, submitting evidence, or a hearing.
Can I submit new evidence in a Higher-Level Review?
No. A Higher-Level Review is a senior reviewer taking a fresh look at the same evidence — you can't add new evidence, though you can request an informal conference to point out errors. If you have new evidence, the Supplemental Claim lane is the right one.

Sources

Kris Green, founder of Pointman Claims

About the author: Kris Green is the founder of Pointman Claims, a veteran of the 75th Ranger Regiment with three deployments who navigated the VA system to a 100% rating. Pointman is an education-only resource and is not VA-accredited.

Last updated: June 24, 2026

Educational reference only. Not legal or medical advice. Consult a VSO or VA-accredited representative for personalized guidance.